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I live at home now saving. I'm a college student! My major is health service management. I want to go occupational therapist school. the only debt I will have when I buy a house is my student loans. So how much can you afford with that income. I'm a saver too.

Depends, here in Reno you can get the biggest trailer, any park has ever seen.

Maybe around a couple hundred thousand dollars, but depends on a number of things. Figure you'll need 20% for a down payment for a conventional mortgage, plus several thousand dollars for closing costs.

I highly recommend that you NEVER spend more then 25% of your gross income for mortgage. If you are renting I say only 20% and SAVE the other 5-10%.. So, with an income of 70,000, you should spend NO MORE THEN 1460 a month for a mortgage. A 1460 payment = around a 225,000 mortgage PLUS your down payment = price of house.

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The mortgage is a pledge of real estate for maintenance of obligations to the creditor. At mortgage lending the borrower obtains the credit for purchase of real estate or other purposes. Its obligation to the creditor is credit repayment, and provides execution of this obligation real estate pledge.

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Andrey Y Dudikoff

Loans Company

dudikoffandy@gmail.com

Stout St

Denver , Colorado , 80010 USA

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