Home Loans page 17

I am working with my lender to get my home loan modified. I also will have to file for bankruptcy; that is after my hugely expensive divorce is final. I have heard that once I modify my home loan, I will lose the modification terms if I apply for chapter 7. Is that true?

As you will loose your house, you do not have to worry anymore about the home loan.

this might be

I don't believe a Chapter 7 would affect your loan modification in anyway unless you included the mortgage in the bankruptcy, which I'm assuming you are not. The lender is not going to care that you filed for BK unless you are trying to get out of the house. As long as you keep making the payment monthly they can care less what is happening with you!

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The mortgage is a pledge of real estate for maintenance of obligations to the creditor. At mortgage lending the borrower obtains the credit for purchase of real estate or other purposes. Its obligation to the creditor is credit repayment, and provides execution of this obligation real estate pledge.

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Andrey Y Dudikoff

Loans Company

dudikoffandy@gmail.com

Stout St

Denver , Colorado , 80010 USA

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