Home Loans page 16

WHY he could not appreciate my love and care?

What Qualifications do I need to teach English Language in Japan?

I have a house worth about $8000 and I have bad credit.Will i qualify for a home equity loan?

In Texas how long till you can get a home equity loan if the home was purchased in cash with no mortgage?

how do i get a home loan with bad credit?

How can I rent a house or an apartment in Twinsburg, OH without getting the run around because of poor credit?

can i get a home loan if bad/no credit?

My biological father is helping me out?

want to know how much home loan I can take with the given salary?

About 4 months ago i was trying to apply online for an $8000 personal loan from my bank. I tried 3 times to fill out the form but it kept coming up with an error on the page so i just gave up and tried with my partners bank. They rang me back to say that i had applied 3 times for another loan on the same day and it had given me a not so good credit rating but i could still get the loan at 33% interest, so i said no thanks to that. I rang my bank to try and get them to remove the error but they had no record of it. How bad does that look on a credit report? and how long does it stay on there for? I still would like to get this loan but im too scared it will be declined and just make my credit report even worse. Its kind of frustrating. I also have a credit card and a home loan and I've never had a late payment on those. Thanks :) Thanks for your answers. I have a $5000 credit card with about $3200 owing on it, i had no idea it could affect your credit rating so badly.

Looks real bad and should fall off in a few months

Good news: All inquries of a similar nature done within a 3 week window are treated as one. This is to allow the customer to "shop around" for the best interest rates. This does NOT apply to credit cards - just loans such as car, home, personal loans. The ding to your report due to inquries is EXTREMELY minor. If you have good credit it's only 1 or 2 points off your score. With bad credit it can be 5 points off. It will remain part of your rating for 1 year - and show up on your reports for 2 years. MyFico/education.com Something is telling me that other things on your credit report are harming your chances for getting this personal loan. Have you checked all three of your reports line by line? Are you not paying your credit card in full each month? This can easily RUIN if not devastate your credit. A maxed out card is using more than 75% of your limit according to myfico.com/education This can lower a score by as much as 100 points. Credit.com Credit Score Calculator - try it for the proof. You must have PERFECT credit to get a personal loan. Something tells me you are not there. -------------- Any time you use more than 30% of your limit, your score starts reducing drastically. Pay in full each month for top scores...

Multiple hard inquiries within a short period look like you are trying to take on several loans and overextending yourself. Instead of applying online, go to your bank and apply. You can then bring up the attempts to apply online that caused the extra inquiries. You should keep in mind that an unsecured $9K loan is going to require very good credit. If your credit is only fair, you are not going to get approved.