Home Loans page 12
Do you have any experience, good or bad, with Quicken Loans for home mortgage?
Can I claim Repayment of Education Loan in India for Tax Benefit in USA?
refinancing or home equity loan?
HOW TO FIND THE Best No Doc HOME EQUITY LOANS?
How can I get a loan to buy a home with bad credit and little money down ?
What would payments be on a 200k home USDA loan washington?
My husband and I were pre-approved for a FHA loan on a manufactured home through that company's lender. But after researching, we think a site built home will be better in the long run. We went to Wells Fargo since that is where we bank. Currently the FHA loan is in underwriting. Since we were approved once, does that mean we will get approved again and for the same amount? **We went through our bank for the site built home and explained everything to the loan officer. We have gave her our paperwork and when I spoke w/her earlier this week for a status, she mentioned our paperwork was given to the processors and is in underwriting. I figured she meant in the pre-approval process. Also, we never signed a go ahead w/the manufactured home company. Instead we went to our bank for the stick built home loan.
Maybe. Your loan is in underwriting...for a pre-approval, do you mean? If that's the case, and you want to do something different, tell them right away. It's a different loan and may have a different scorecard.
Not necessarily. The guidelines are different for manufactured homes and stick built homes. If you don't have a signed purchase agreement, your loan is not in underwriting. A loan does not go to underwriting until there is a signed purchase agreement. Contact your loan officer asap. If you got the loan through a manufactured home lot, then you need to go to a bank to be approved for a stick built home. Feel free to email me at msannw@yahoo.com if you have any questions.
| The mortgage is a pledge of real estate for maintenance of obligations to the creditor. At mortgage lending the borrower obtains the credit for purchase of real estate or other purposes. Its obligation to the creditor is credit repayment, and provides execution of this obligation real estate pledge. |
Low Rates Affecting Underwriting Time
With VA loan interest rates at an all time low many veterans are looking to refinance to lower rates. With all the purchase and refinance activity among VA home owners the lender underwriting process is being delayed. Our goal is to help each customer
Mortgage Rates in U.S. Fall to Record Lows With 30-Year at 3.79%
Mortgage rates in the US fell to a record for a third straight week, reducing borrowing costs as the housing market improves and home-loan defaults decline. The average rate for a 30-year fixed loan dropped to 3.79 percent in the week ended today from Current Mortgage Rates: Bank of America, SunTrust and US Bank Home Purchase Eastern Morning HeraldMortgage rates fall again to record lowGant Daily
TexasLending.com to Discuss Changes to FHA Loans on Radio KLIF in Dallas
Kevin Miller, CEO and president of TexasLending.com, a Texas home loan and mortgage company specializing in Texas refinance loans and Texas home equity loans, and his co-hosts will discuss the upcoming changes to FHA on June 1st which will impact the TexasLending.com Discusses Lowest Mortgage Rates in History on Radio KLIF in SBWire (press release)
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